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Health Insurance/Financial Risk Pooling

Challenge

Sufficient financial resources are essential to the delivery of health services, such as those that serve women and children. In addition, the resources must be allocated well to attain desired impacts. Providers and suppliers of inputs make many resource allocation decisions on a daily basis. In doing so, they respond to incentives that either influence them to use the resources well or allow them to use the resources inefficiently, or even abuse them. Consumers, especially the poor, often under-use health services even when they are available. Frequently, these disadvantaged populations carry the highest burden of poor health. Thus, the health system, including the government and private sectors, must mobilize financing nationally and externally, allocate funds well among needs, align incentives with desired behaviors, and ensure access to the disadvantaged.

Approach

Health Systems 20/20 works with system actors to test, develop, apply, and institutionalize tools and approaches such as National Health Accounts (NHA) and subaccounts and cost and cost-effectiveness analysis, to address the mobilization and allocation of financing. In addition, Health Systems 20/20 works with counterparts on issues of access and equity to reduce financial barriers to use of priority services, especially by the disadvantaged. The tools employed include financial risk-sharing mechanisms such as community-based and social health insurance and targeting of subsidies. Finally, Health Systems 20/20 focuses on efficiency in use of resources by providers and consumers, using approaches that address incentives for efficiency and quality and protect against misuse such as provider payment mechanisms, performance-based contracting, conditional cash transfers, accreditation, and management information systems.


Download Health Systems 20/20 and Health Financing Brief

Find information about the Ghana Africa Health Insurance Workshop.

Health Systems 20/20 Year 3 Annual Report

Dec 8 2009, Health Systems 20/20
Project: Health Systems 20/20
Type: Report

Tracking Development Assistance for Health

Nov 24 2009, Nirmala Ravishankar
Project: Health Systems 20/20
Type: Presentation

Private Sector Health Care in Indonesia

Sep 15 2009, Grace Chee, Michael Borowitz, and Andrew Barraclough
Project: Health Systems 20/20
Type: Report
Country: Indonesia

Health in Indonesia: A Desk Review

Feb 1 2009, Hong Wang, Mark McEuen, Lucy Mize, Cindi Cisek, and Andrew Barraclough
Project: Health Systems 20/20
Type: Report
Country: Indonesia

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Survey on Using "Pay for Performance" to Improve Health Outcomes in Developing Countries

May 7 2009

Does your program use pay-for-performance (P4P) to improve health outcomes? Or are you familiar with such programs? If so, we would appreciate your input.

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New Brief: National Health Accounts and Public Expenditure Reviews: Redundant or Complementary Tools?

Mar 11 2009

Government and donor promotion of both National Health Accounts (NHA) and Public Expenditure Reviews (PER) raises the question, Is there a need to conduct NHA in countries that are undertaking PER and vice versa, or are these tools redundant?

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Health Systems 20/20 Releases Year 2 Annual Report

Dec 31 2008

Read about project activities in Year 2 to increase the use of priority population, health, and nutrition services, especially by the disadvantaged through improvements in health financing, governance, operations, and capacity building.

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Innovations for Health Financing in Sub-Saharan Africa

Dec 30 2008

Senior experts from development agencies and think tanks located in the Washington area met on November 5, 2008 for a roundtable discussion on "Innovations for Health Financing in Sub-Saharan Africa."

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New Toolkit!
Using Round 9 of the Global Fund for Health Systems Strengthening

Oct 27 2008

Health Systems 20/20 and the Health Workforce Advocacy Initiative have teamed up to develop a toolkit of materials to help Global Fund applicants better understand how they can use Round 9 of the Global Fund to strengthen their countries’ health systems as well as what resources are available to support them in doing so.

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